There are lots of reasons consumers call on Roberts Appraisal Service

Every year, thousands of people in Kentucky purchase, sell or refinance their home. Many of these transactions consist of a simple line item for an appraisal. Even though there are a budding number of automated home valuation systems that might appear to be less expensive than an appraisal, almost all lenders still call in a local expert because the stakes are very high. But is obtaining a mortgage the only reason you should get an appraisal? Are there additional instances when the services of a licensed, independent real estate professional could be beneficial? Absolutely.


	For real estate appraisals in Nancy and Pulaski County, it's easiest when your order online from Roberts Appraisal Service, just click here.

Challenge your tax assessment in Pulaski County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Roberts Appraisal Service is your best evidence. At Roberts Appraisal Service, we're capable of assisting you in disputing your tax assessment.

Let Roberts Appraisal Service help you get rid of PMI to lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance plan that most lenders ask buyers to buy when the amount being loaned to the home buyer is more than 80% of the actual value of the property. Seeing that additional payment is usually bundled into the monthly mortgage payment, it is often forgotten. This is damaging because PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - goes below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to dismiss the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

Roberts Appraisal Service will give you a statement regarding the value of your home, and the cost of the home valuation can usually be regained in just a few months because you'll no longer be paying the PMI.

Settling a divorce with less stress

A divorce is often complicated by the strenuous decision of who keeps the house, and it can be a very traumatic occurrence for both parties. So both parties are completely aware of the true market value of their house, it's a good idea to order an appraisal from Roberts Appraisal Service, regardless of the situation.

If the parties wish to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Settling an estate with peace of mind

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Most Americans don't have dedicated estate planners or executors to manage these matters, unlike wealthier individuals. And seeing that a home or other property often makes up an unequal share of the total estate value, understanding the precise value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten a fair deal.

Roberts Appraisal Service can assist you in relocating to or from Pulaski County

Employee relocation is a stressful event, and we understand. That's why we take great care in establishing a convenient appointment time for the appraisal inspection. During our thorough process, we encourage relocating employees to provide feedback on the positive characteristics of their property, along with information about any new sales or listings in their area that they want considered.

Sell your home quickly at the right price with an appraisal from Roberts Appraisal Service

Whether you want to sell your home on your own or with the help of a real estate agent, a professional appraisal can help you make a better educated decision regarding your selling price. Separate from a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees are derived from our efforts to perform the appraisal report and and aren't related to the sales price.

We determine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Seeking a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.